Know More Owe Less

Improving financial wellness for Prince George’s County and Baltimore City educators

Since 2022, MCCFW has helped relieve public servants of more than
$20 million in debt through Public Service Loan Forgiveness (PSLF).

We are on a mission to help pre-K thru 12th grade educators maximize the benefits of PSLF and the Income-Driven Repayment (IDR) Adjustment.

Bring KMOL To Your School

Public schools are eligible employers for PSLF and applying for PSLF is more convenient than ever.

While the application process has improved, PSLF has several rules and time-sensitive nuances that public servants should be aware of before they apply. Whether it’s during a staff meeting or standalone event, MCCFW can partner with you to make sure your team is aware of PSLF and equipped to successfully apply.

Ready to host an event? Here’s how it works:

Select your preferred venue: In-person or virtual.
Tell your team: We want to help as many people as possible determine eligibility and apply for PSLF. We can provide the messaging.
MCCFW will come to you: We will explain the program rules, key dates, and application timelines (<20 min).
Ready, set, submit: Attendees can complete their PSLF Applications during the event with on-site support. Completing the PSLF Application should take no more than 15 minutes.

After the event:

Get support: Attendees can request a free, virtual appointment with a MCCFW Student Loan Strategy Coach.
Stay in touch: The PSLF applicant experience is evolving. Feedback helps us support current applicants along the way and inform future applicants about what to expect.
Share your progress: Whether it’s achieving full loan forgiveness or getting many months closer to it, we want to celebrate with you and we need to report outcomes.

Participating Schools

Request a
School Visit

Complete the form using your school system issued email address and a team member will reach out about scheduling a visit.

The KMOL Project was grant-funded through December 31, 2023. If you are an existing client, please email your Student Loan Strategy Coach for assistance. School visits requested after December 31, 2023, can be scheduled on a fee for service basis.

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What People Are Saying

I cannot thank you enough for your guidance. I cried when I received the official letter notifying me...I no longer have to worry about $123,000 of student loan debt! As a single parent, this makes a huge difference in my life and in the lives of my children.

-NS, July 2023
I attended the workshop you presented. I had doubt but I attended. I submitted the application...the total forgiven was $149,296.60

BL, May 2023
I feel like a brand new person.

NM, February 2023

The KMOL Project for pre-K thru 12th grade educators in Prince George’s County, Maryland
was generously supported by the Pull Up Fund.

The KMOL Project for pre-K thru 12th grade educators in Baltimore City
was generously supported by the Baltimore Community Foundation.

Disclaimer:

Know More Owe Less (KMOL) is a grant-funded project of the Maryland Center for Collegiate Financial Wellness (MCCFW). By participating in associated events and/or accessing its servicers, borrowers acknowledge their sole responsibility for all decisions and outcomes related to their student loan repayment and/or cancellation experience. The borrower experience is evolving, more changes are expected, and we will share and incorporate these changes into our materials and coaching practices.